Trans Union of Canada, Inc (TU), a leading provider of credit information services in Canada since 1989, is the Canadian subsidiary of Trans Union LLC. TU serves both consumers and the business community, providing accurate credit information and risk management tools to help in the credit decision making process. Our customers obtain reports from the most comprehensive consumer credit database in Canada.

• Individual File Reports (Sample)
  
  The credit bureau has over 104 million trade lines on consumers across Canada and the U.S.A. Anyone that has a credit card, a car loan, or any other kind of loan has a credit file. Canada’s major credit granters (banks, trust companies, finance companies, automobile leasing companies, major home heating companies and utilities) automatically supply this information monthly. Each report includes a Payment History (up to 24 months), File Summary, Collection and NSF Cheque Sections, Bankruptcy, and Public Registry information. Within minutes you can assess a credit applicant and make a sound credit decision. Reports are available by computer dial-up, phone, fax and Internet.
  
  
• Joint File Reports
  
  Same information as on an Individual File Report PLUS a File Report on subject’s spouse.
  
  
• Credit Scoring Products
  
  The credit bureau offers a wide variety of consulting services including risk management, collection strategy development and marketing services. The credit bureau’s generic risk bureau score was developed by Fair, Isaac Consumer models can be generated to suit your specific needs. Whether your needs are for bankruptcy predictability, a collection score, or a general risk score, credit scoring products are available to suit your needs.
  
  
• Business Principal Reports (Sample)
  
  When granting credit to small-to-medium sized businesses, where little information is available, you may want to examine a credit report on the principal(s) of the business. We can provide dial-up computer access, or Internet access, to credit reports on millions of individuals in Canada. Business Principal Reports are also available in the U.S.A.